Purpose
To assess what impact pension simplification has had on your own pension funds and whether you are on target to achieve the financial retirement you expect.

Benefits to you
Knowing exactly what you have and where you want to be can put you in control of your retirement planning. There may be a shortfall in your savings and, if so, then the earlier you start saving the less it can cost in the longer term.

Purpose
To assess the benefits of transferring your existing pension benefits to a new scheme and whether these benefits outweigh any drawbacks there may be.

Benefits to you
Having your pension savings in one place can make them easier to monitor and can mean you take advantage of lower charges and a wider range of investment funds. Without understanding the full implications is unwise as there can be hidden penalties and changes.

Purpose
To complete the paperwork for any recommended moves and assist in the smooth transition from old to new pension provider.

Benefits to you
This will remove from you the onerous administration of scheme paperwork.

Purpose
To identify how much you should be saving to achieve your retirement income needs and to recommend the most suitable investment or pension provider.

Benefits to you
Achievement of your retirement goals in a tax efficient manner.